Maximum purchase prices (property price caps) are applicable for eligible properties purchased under the First Home Loan Deposit Scheme, New Home Guarantee or Family Home Guarantee. These price caps vary according to which financial year is applicable to your scheme place, and where your property is located (in a capital city, large regional centre or regional area).
If you are unsure of the relevant price cap for the property you are looking to purchase, please contact a participating lender to confirm.
NHFIC is updating our postcode search tool for the 1 July 2021 release of scheme places. The current tool applies to the 2020-2021 financial year only. Postcodes are assigned to a region, capital city or regional centre as defined by the Australian Statistical Geography Standard published by the Australian Bureau of Statistics.
Please note that this tool is provided as a guide only and does not mean that you will receive either a guarantee or a loan from a participating lender. Please confirm the relevant property price cap for your circumstances with a participating lender.
To find the property price cap for a suburb, start typing the postcode or suburb of the property in the box below. Select the pre-filled suburb, state and postcode, then click Submit.
If the suburb or postcode you wish to search does not appear, or if you have a query regarding the results, please contact us at FHLDS@nhfic.gov.au
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This postcode search tool can help you determine whether the property you intend to purchase could be eligible for the First Home Loan Deposit Scheme and the FHLDS (New Homes). It is your responsibility to find out whether or not a particular property within a specific suburb is eligible for the First Home Loan Deposit Scheme. If in doubt, it is your responsibility to get the advice you need from a participating lender or otherwise to be sure of your position. The NHFIC, its employees and agents will not be responsible for any claims for direct or indirect loss allegedly caused by or arising from the use of this tool.
