Regional Checker

The Regional Checker allows home buyers to enter the suburb (or postcode) of their current home and the suburb (or postcode) they would like to purchase in, to confirm if they may be eligible for the Regional First Home Buyer Guarantee (RFHBG).

The RFHBG aims to support eligible regional first home buyers to purchase a home in a regional area. 

A regional area is defined as: 

  • the Statistical Area Level 4 (ASGS SA4 2016) areas in a State or the Northern Territory that are not a capital city of that State or Territory; and 
  • Norfolk Island; or the Territories of Jervis Bay, Christmas Island or Cocos (Keeling) Islands; as defined in the version published by The Australian Bureau of Statistics (ABS) in July 2016. 

The greater capital city areas of each state and the Northern Territory and the entire Australian Capital Territory are excluded from the RFHBG. Home buyers in these areas may be eligible for the First Home Guarantee or Family Home Guarantee. 

To check if you live in a regional area, start typing the postcode or suburb of your existing property into the first box below. Then select the pre-filled suburb and postcode from the available dropdown options.

To confirm if the location where you want to buy is in an eligible area, start typing the postcode or suburb of where you want to buy in the second box below. Then select the pre-filled suburb and postcode from the available dropdown options.

Advice is general in nature and does not constitute a determination of eligibility. Home buyers (and those advising them) should consider consulting with a participating lender, and seeking independent financial and legal advice about whether a particular home loan or property, and the term of the HGS suit personal circumstances and objectives. Before entering into a home loan agreement, home buyers should consider talking with their lender (or broker) about the potential implications of changing interest rates or house prices on individual circumstances. NHFIC, its employees and agents will not be responsible for any claims for direct or indirect loss allegedly caused by or arising from the user of this tool.