Housing affordability
Housing affordability
Published on 14/07/2020
Housing affordability refers to the level at which a household is able to meet its housing costs, such as servicing a mortgage or renting.
One of NHFIC’s core responsibilities is conducting research into housing affordability in Australia. This section contains research and data analysing factors contributing to housing affordability trends, such as household incomes, housing prices, and the market dynamics surrounding the supply of housing.
Related Housing affordability research
Australian Institute of Health and Welfare
Australia's Welfare
This resource reports on affordability calculations based on data from the Survey of Income and Housing, dis-aggregated by housing costs as a proportion of income, as well as the internationally accepted ‘30/40’ indicator.
Read moreAugust 2022
First Home Buyer behaviour analysis
The First Home Buyer (FHB) behaviour analysis is a collaboration between NHFIC and its major bank panel lenders CBA and NAB and provides data insights on the operation of the Government’s Home Guarantee Scheme (HGS) since its inception in January 2020 to 31 May 2022, benchmarked against broader first home buyer data for the equivalent period.
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