About us
Improving housing outcomes for Australians
Our organisation
We are dedicated to improving housing outcomes for Australians by contributing to efforts to increase the supply of housing, particularly affordable housing.
We aim to achieve our purpose by:
Strengthening efforts to increase the supply of housing
Encouraging investment in housing, particularly in the social or affordable housing sector
Providing finance, grants or investments that complement, leverage or support Commonwealth, state or territory activities that relate to housing
Contributing to the development of the scale, efficiency and effectiveness of the community housing sector in Australia.
Assisting earlier access to the housing market by first home buyers.
How we achieve our purpose
- Through our Affordable Housing Bond Aggregator (AHBA), we provide low-cost, longer tenor loans to registered community housing providers to support the provision of more social and affordable housing. We fund AHBA loans by issuing social bonds into the wholesale capital market with the benefit of a Commonwealth guarantee.
- We manage the $1 billion National Housing Infrastructure Facility (NHIF) which offers concessional loans, grants and equity funding to help support critical housing-enabling infrastructure.
- We provide grants for capacity building services to assist CHPs in applying for NHFIC finance.
- We administer the First Home Loan Deposit Scheme (FHLDS) to support first home buyers to purchase their first home sooner.
- We undertake independent research into housing demand, supply and affordability in Australia, including looking at current and potential gaps between supply and demand across housing sub-markets. We complement existing research, reflecting on the adequacy of construction rates and land supply to meet future housing needs.
Our strategic objectives
To help deliver our purpose, we set five strategic objectives focused on building the business and continuing to embed best-practice systems, processes and governance practices into NHFIC’s operations.
Our strategic objectives are to:
facilitate the sustainable growth of the community housing sector across Australia
facilitate investment to increase the supply of housing, and in particular affordable housing
strengthen stakeholder relationships that support better housing outcomes
deliver high-performance organisation practices and outcomes
establish a best-practice governance regime.
NHFIC’s strategic objectives reflect that the organisation is maturing and progressing from a build phase of operations to an innovation and growth phase. NHFIC is well positioned for continued success as the business adapts to the needs of its clients and the changing operating environment.
Read more about our strategy in the NHFIC Corporate Plan 2020-21.